You will need to do the following.
- Make sure your home is registered with the Land Registry. If it isn’t, you must arrange and pay for it to be registered.
- If another person or a company has an interest in your home, you will need to get their written permission before you can enter into a deferred payment agreement.
- Have a responsible person who is able to make sure that any necessary maintenance is carried out on your home (you will continue to pay for maintenance from your Disposable Income Allowance).
- Continue to insure your home at your own expense and give us evidence that there is appropriate insurance in place.
- Pay your own contributions to your care costs on time.
If your home cannot be insured for any reason, you will not be able to enter into a deferred payment agreement.