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To be able to enter into a deferred payment agreement, you must:
We will need to take account of any other interests in the property when deciding how much you can borrow. For example, another person may have a legal share in your home or some of the value may be tied up in a mortgage or an equity-release scheme. If this is the case, that person or company will need to give their permission before we can offer you a deferred payment.
You will not be able to enter into a deferred payment agreement if your home is not counted in the financial assessment of how much you can pay towards the cost of your care.
The value of your home will not normally be included in the financial assessment if: